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Terms of Service | finjex’s Client Agreement & Policies

These Terms of Service ("Terms") govern your use of Finjex websites finjex.com and finjex.ai, financial planning tools, and related services (collectively, the "Services") provided by Finjex ("we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms.

We may update these Terms periodically. Changes will be posted here with an updated "Last Updated" date. Your continued use of the Services constitutes acceptance of the revised Terms.

1. Use of Services

Eligibility

You must be at least 18 years old and capable of forming a binding contract to use our Services.

Permitted Use

You may use the Services for personal, non-commercial purposes related to financial planning, subject to these Terms.

  • Comply with all applicable laws and regulations.
  • Do not misuse our tools or attempt to access unauthorized areas.

2. Account Responsibilities

If you create an account:

  • Provide accurate information during registration.
  • Keep your account credentials secure and confidential.
  • Notify us immediately at contact@finjex.com if you suspect unauthorized use.

3. Intellectual Property

All content, tools, and designs on our Services are owned by Finjex or our licensors and protected by copyright and trademark laws.

  • You may not reproduce, distribute, or create derivative works without our written permission.
  • Limited license: You may use our tools for personal financial planning as intended.

4. Disclaimers

Our Services are provided "as is" without warranties of any kind, express or implied.

  • We do not guarantee the accuracy or completeness of financial recommendations.
  • You use our Services at your own risk; consult a financial advisor for professional advice.

5. Limitation of Liability

To the fullest extent permitted by law, Finjex is not liable for:

  • Indirect, incidental, or consequential damages arising from your use of the Services.
  • Losses due to reliance on our tools or data breaches beyond our reasonable control.

6. Termination

We may suspend or terminate your access to the Services if you violate these Terms, with or without notice.

7. Governing Law

These Terms are governed by the laws of Austria, without regard to conflict of law principles. For users worldwide, disputes will be resolved in accordance with Austrian jurisdiction, unless otherwise required by applicable local laws.

8. Contact Us

For questions about these Terms: